Members Benefits

Why do I need a will?

If you die without a will (known as ‘dying intestate’) then UK law determines who inherits your assets. This may not be as you would have wished – and it will certainly take much longer for your beneficiaries to inherit.

With a will, you can dictate exactly who gets what. Your wishes can be as simple or as detailed as you like, provided that you ensures they are legally binding. You can ensure your family members are taken care of, leave assets or specific items to wider family and friends, make contributions to charity and ensure your overall legacy.

Most importantly, you can specify who will care for any dependent children you leave behind.

Why do I need to update my will?

Your will may well need to change with your circumstances. for example; New property or assets, Move home, Get Married a Deviorse and/or children.

How do I make a will?

Although DIY will-writing kits are available, it’s easy to make mistakes this way, which can be very costly to fix later on. AS a member we can help you.

Are there any more benefits to having a will?

Sometimes your will can help to reduce the inheritance tax your beneficiaries may have to pay. If you think your estate may be over the inheritance tax threshold, talk to independent Financial Adviser. There are many ways in which you can reduce or even eliminate an inheritance tax bill through legitimate planning in advance, and through other means such as making gifts to charities in your will.

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